New Accounts Tutorial

The following tutorial provides general information about opening an account with the Fund online. If you have any questions about using the Fund’s Online Application services, please call a shareholder services representative at 888.5Giant5 for assistance.

The Online Application:

You will begin the Online Application by selecting the account type to be opened.

You must first select one of the following registrations:

• Individual – Represents one owner over the age of majority.
• Joint Tenants with Rights of Survivorship (JTWROS) – Represents two or more parties where each party owns an equal, undivided interest in the assets.
• Uniform Gift to Minor Account (UGMA)/Uniform Transfer to Minor Account (UTMA) – An account established for the benefit of a minor with an adult administering the account registered under the minor’s social security number. If you would like to open an account for a minor but you will not be the custodian, please do not open the account online.

Registration

The Fund requires the following personal information to open an account:

• Social Security Number – The first listed owner on the account must supply their Social Security Number here. The person whose Social Security Number is represented here is responsible for paying any taxes that may apply to dividends, capital gains, and redemptions or exchanges. If the Social Security Number is not correct, the account will be subject to 31 percent withholding on all dividend and capital gains distributions, along with any proceeds made from exchanging out of or redeeming funds.
• > Date of Birth – The first listed owner should supply their birth date. Except for Uniform Gift to Minor or Uniform Transfer to Minor Accounts, you must be the age of majority in the state you reside in.
• > Name – First, Initial, Last; repeat for a joint account. For a custodial account, complete for the minor and the custodian.
• > Address – Your complete U. S. or Puerto Rican address is required in the spaces provided. Please select your state from our drop-down box. Your application will not be accepted without a U. S. or Puerto Rican address.
• > Daytime Phone and Evening Phone – You will be asked to enter a telephone number at which you can be reached. If you have more than one telephone number, please make sure to fill in the alternative phone number in the given field. The numbers given will not be used for any marketing purposes.
• E-Mail Address – You will also be asked to enter your e-mail address as the Fund will send you an e-mail verifying the purchase.

Fund Selection

You specify your investment selections and amounts. You will be provided with a menu of the available funds. Please keep in mind that you must invest at least:

• $2500 per regular Giant5 Fund account
• $2500 per UGMA/UTMA
• $2500 with an Automatic Investment Plan (AIP) ⁽¹⁾

⁽¹⁾Automatic Investment Plan does not ensure a profit and does not protect against loss in declining markets.

Distributions Options

You elect the distribution options for your account. The Online Application assumes that you would prefer to have your distributions reinvested. If you would prefer to receive your distributions in cash, the distribution proceeds will be deposited via Automated Clearing House (ACH) to the bank account that you provide in Section 4. For all IRA accounts, the distribution options will default to reinvest with no other online option available

Bank Information

You provide the Fund with information about the bank account you want the Fund to use to perform ACH purchases and redemptions to/from your account. All information requested on this screen is required. In order to provide the utmost security to the Fund and its shareholders, the only redemption option available to shareholders that open their accounts online is via ACH or Federal Wire to the bank account from which the purchase proceeds were originally debited. IRA accounts can only be redeemed in writing; however, if you wish to transfer the funds at some time to a new IRA custodian, the Fund will allow that option with a signature guaranteed transfer form and proper IRA acceptance from the new custodian.

The banking industry developed the ACH to computerize the movement of money. ACH money movement generally takes two-three business days to complete. This, however, will not affect the price you receive for your initial purchase. Typically, banks do not charge a fee for this service; however, you should review the fee policies of your particular bank to verify this.

The bank information that you provide must be for a U.S. institution and in the name of a registered owner of the account.

• Bank Name – Please fill in the full name of your bank.
• Name on Bank Account – Enter the name as it appears on your bank statement or check.
• Bank Address – The bank’s complete address is required in the spaces provided. Please select your state from our drop-down box. A zip code is required.
• ABA number – The ABA number is the nine digit routing number that allows money transfers between banks. The ABA number is located in the lower left hand corner of your check. If you have any problem identifying your bank’s ABA number, your bank should be able to give you that information.
• Account number – Enter the information of the account that you want debited. It should appear on your bank statement, your check or deposit slip.
• Account Type – Please indicate the type of account we will be debiting – “Checking” or “Savings.”

Automatic Investment Plans (AIP) Optional

You may elect to participate in the Fund’s Automatic Investment Plan (AIP). This plan allows you to make automatic monthly purchases into your newly established account. Your monthly draw will debit the same bank account that is used for your opening purchase. Your automatic investments can start at a minimum of $50 and up to $50,000 per draw.

Before you can submit your Application, you must review and agree to our Online Application Agreement. This Agreement describes your legal rights and responsibilities, and acts as the contract between you, the investor, and the Fund. Your Online Application will not be processed until you acknowledge that you have read and understand the terms of this Agreement.

Once you have completed inputting all of the requested information and consented to the Online Application Agreement, a summary of your information will appear. At this point your Online Application has not yet been submitted to the Fund.

• Please verify that all of the information is correct.
• If some of the information is incorrect, you must use the “Back” button to return to the page with the error. You will then need to re-enter the appropriate information and re-verify it at the summary.
• It is advisable that you print this screen and reserve the hard copy for your records.
• Once you have verified that all of the information is correct, you will need to submit your application to the Fund. Please click “Submit” only once as clicking “Submit” more than once will result in your bank account being drawn more than once.

Please note when you click the “Submit” key, the Fund will process your order to purchase shares in the requested dollar amount for your newly opened fund account at the next available net asset value (NAV). If your order is received before market close, the accepted order will be processed at the NAV calculated on that day. If your order is received after market close, the accepted order will be processed at the NAV calculated on the next business day. Please also note that the Fund reserves the right to reject any Online Application at its sole discretion.

The Fund’s net asset value (NAV) is the price at which the Fund buys or sells its shares. The Fund’s NAV is equal to the value of all of its assets, minus its liabilities, and divided by the number of shares outstanding. The NAV is calculated each day the New York Stock Exchange is open, as of the close of business on the Exchange. All orders placed before the market closes each day are processed using that day’s NAV. This is known as forward pricing, since the NAV you receive is determined after your trade is placed.

If there is not enough money in your bank account when the Fund draws money to settle your purchase, a non-sufficient funds fee in the amount of $20 will be charged against your fund account, the purchase will be cancelled and you will be responsible for any resulting losses to the Fund.

Once the Fund receives your Online Application, it will send you a reference number for your transaction request. A verification of the request will also be sent to your e-mail address. Once the Online Application is processed a transaction confirmation will also be mailed to your address of record.